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Real Estate Licensing Virginia-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. In Virginia, what is the difference between the REB and theFHB?

A) The FHB is responsible for the enforcement of the fair housing law for real estate licensees. The REB is responsible for all other violators.
B) The REB reports to HUD, while the FHB does not.
C) They are the same thing.
D) The REB is responsible for the enforcement of the fair housing law for real estate licensees. The FHB is responsible for all other violators.

2. The purpose of discount points is:

A) to lock in an interest rate for a specified time prior to closing
B) to lower the amount due at closing
C) to lower the interest rate over the life of the loan
D) to lower the property value for purposes of tax savings

3. Four investors agree to co-ownership of an investment property. They have arranged the ownership structure so that if one of them dies, the decedent's ownership stake passes to the remaining investors. What form of co-ownership do the investors have?

A) sole ownership
B) joint tenancy
C) community property
D) tenants in common

4. Why do lenders need liquidity?

A) to qualify for FHA insurance
B) so they have the funds to originate more loans
C) so they can put their money in long-term assets
D) so loans can be packaged together to create MBSs

5. What is a building permit?

A) written permission from the government to seize private property for public use
B) document that permits changing the zoning of one small area within the existing zoning
C) document that permits landowners to use land in a way that is typically not permitted by land use restrictions of zoning law
D) legal document from a local authority that authorizes a construction or remodeling project

Solutions: